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The Blended Retirement System: 2018 Military Retirement Changes
| StreetShares Blog

By Virginia Newell on March 28, 2019

Military retirement changes are happening for many of our nation’s service members in the form of a new, blended retirement system. Anyone who joined the military after January 1, 2018 was automatically enrolled in the Blended Retirement System (BRS), so it’s important to understand exactly what it is and how it might impact you.

 Click here to download our guide to military retirement: Blended Retirement  System

Why Did Military Retirement Benefits Change?

According to the DoD, only about 19 percent of active duty members and 14 percent of reserve members actually hit the 20-year service mark previously required to receive retirement benefits from the military – about 1/6 of our military population.

To alleviate this problem, the Department of Defense rolled out the Blended Retirement System to serve the remaining 80 percent of service members left without military retirement benefits. The goal of the BRS is to offer a retirement system that aligns more closely with a civilian 401(k) plan, as well as to offer military benefits for those who serve their country in uniform, but not for a full 20-year career. While these new military retirement changes  are designed to save the government money, many benefits are available for military members who understand the new system. It’s perfect for veterans who want to build their savings for retirement, those who may be seeking to open a small business, or those who want to become a certified, veteran-owned, small business government contractor.

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A Guide To Understanding Typical Small Business Loan Terms & Rates
| StreetShares Blog

By Thomas Moody II, Head of Marketing on March 25, 2019

 

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5 Tips to Getting a Small Business Loan Without Collateral
| StreetShares Blog

By Thomas Moody II, Head of Marketing on March 18, 2019

Understanding Business Loans Without Collateral

If you’re a new small business owner requiring a loan to get your business off the ground and where it needs to be financially, but you haven’t accumulated collateral to borrow against in the event that your business suffers a downfall, you may find yourself in a situation where getting a small business loan without collateral seems nearly impossible.

Starting a business with no money and no collateral to secure a business loan can be tough. However, there are ways around getting a business loan without collateral by implementing the following tips. With so many lending options available for small businesses to grow and flourish, you can easily get your business on its feet.

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Understanding Average Small Business Loan Interest Rates
| StreetShares Blog

By Thomas Moody II, Head of Marketing on March 15, 2019

What Is The Average Interest On a Small Business Loan?

In an ideal world, you’d be able to determine the exact average small business loan interest rate in order to scope whether a financial institution is taking you for a ride or being extremely generous. Unfortunately, there is no such thing as one specific average interest on a small business loan or even an average SBA loan interest rate due to many contributing factors.

Factors Affecting Your Small Business Loan Rate:

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What You Need to Know about Getting a Small Business Loan in 2019
| StreetShares Blog

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official opinions, policies, or positions of StreetShares or any of its affiliates.

One of the biggest challenges of running a small business is raising the money that you need to grow your business. As a result, most business owners rely on small business loans to fund their daily business operations during the growth period.

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How Small Businesses Can Rebound from the Holiday Lull
| StreetShares Blog

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official opinions, policies, or positions of StreetShares or any of its affiliates.

Most small businesses experience a significant dip in business during the holiday season. From the middle of December to the beginning of January, small businesses suffer as local customers are on vacation or saving to recover from the holidays.

Even if you do your best to prepare for this slow time of year, your small business is still likely to experience some negative consequences. If you find yourself in this position, consider implementing some of these strategies to help your small business rebound from the holiday lull.

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5 Reasons Why it’s Never too Late to Start a Business
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How to Overcome Financial Challenges in Your Business
| StreetShares Blog

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official opinions, policies, or positions of StreetShares or any of its affiliates.

Financial instability is a common occurrence for every business – even Amazon struggled to return consistent profits until recent years. Your small business is probably not getting financial backing like Amazon, so how can your company survive when faced with financial challenges?

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The Must-Have Small Business Website Features You Need
| StreetShares Blog

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official opinions, policies, or positions of StreetShares or any of its affiliates.

In today’s digital, hyper-connected world, a website is essential for every business, regardless of size. What makes a good business website? To make sure yours does the job of converting visitors into customers, it must build trust, educate, inform, nurture leads and then convert them. With those objectives in mind, we’ve compiled a list of the seven business website features that every small business absolutely must have.

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How Small Business Email Marketing Can Help You Grow
| StreetShares Blog

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official opinions, policies, or positions of StreetShares or any of its affiliates.

There are only a handful of things that people do every day, but checking their inbox is high on the list for most. This makes email marketing for small businesses one of the most cost-effective and direct ways to reach prospects and engage existing customers. From maximizing your ROI to re-engaging lapsed leads, we’ve made a list of nine benefits veteran business owners can enjoy by jumping on the email marketing bandwagon.

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