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7 Free (or Almost Free) Apps to Keep Your Budget on Track
| StreetShares Blog

By StreetShares on May 3, 2018

The best budget is the one you actually stick to, no matter whether you are a disciple of Dave Ramsey or Suzi Orman. A personal finance app can help you understand when and where you are spending money, by linking up to bank accounts or notating when you purchase something. They also make record keeping so much easier, allowing you to take pictures of receipts and adding the details to spreadsheets for you. But what is the best personal budget app to use? Here are seven for your consideration.


Are you too busy to fuss with a lot of options? Fudget is the app for you. There are no charts or graphs to analyze, just a simple ledger system that you tap to add credits or expenses. It provides a clear summary of how much you have left over with a simple glance.

You Need a Budget

If you're starting completely from scratch and want to make the most of your money, You Need a Budget is the app to consider. For a small monthly fee, this software will assign a job to every dollar you earn, whether it's to pay off bills, build up savings, or fund your vacation. The company believes this app will stop the paycheck-to-paycheck cycle by encouraging users to make better spending choices.


Wally is a simple personal finance app that allows you to see “what comes in, what goes out, what you have saved, what you have budgeted.” The creative team behind the app wanted to create a tool they themselves would use by analyzing the good, the bad, and the ugly from other accounting methods they’ve tried. As a result, they created something that would give the user a 360-degree view of their finances on one screen.


This helpful app from Intuit, the makers of Quickbooks and TurboTax, provides a lot of features to help you create and maintain your budget, plus pay your bills from the app. You can see how much you have in your account to cover payments with an easy visual tool. Credit scores are also included to help you track your progress as you pay down debt. If you're looking for something that covers all the bases, this is a great app to start with.


Have you ever wondered if you're paying too much in bank or credit card fees? Albert reviews your statements to find places where you could be saving money. It can also alert you to bills that you may be overpaying on. If you have a question, you can text Albert and get answers. If you're interested in saving money, an Albert Genius account can be added on for a pay-what-you-want fee. This account will transfer small amounts from your accounts to a savings account automatically.

Read next: 9 Ways to Create a Personal Budget – and Stick to It


Do you share expenses with another person? Keeping a budget when two people are involved can be even trickier. Honeyfi was created for couples to help them share and work towards mutual goals. With the ability to claim and comment on expenses, define areas where money could be saved for a new house or baby, and the ability to adjust sharing settings, this app could be the relationship saver you need.


Ever signed up for a free trial subscription, only to forget about it when the trial period ended? Clarity is unique among these financial apps. It has a built-in service that will scan your accounts for subscription fees and ask you if you are using the service or product. It also has tools to remind you to pay bills, budget, and save.


Now that you know some apps to help you maintain a budget on the go, download our budget spreadsheet. This easy-to-use tool will help you maintain monthly and yearly goals, plus store income information and expenses.

And never forget that StreetShares is your #1 resource for everything you need to know about small business growth financing.

Create a monthly budget with this easy-to-use spreadsheet

This communication is provided for informational purposes only. It is not intended to be an advertisement, a solicitation, or constitute professional advice, including legal, financial, or tax advice, nor is StreetShares providing advice on any particular situation. This is not an offer of credit. All applications are subject to approval, no guarantee of funding. StreetShares is not a bank. Bonds are not FDIC insured, not bank guaranteed, and not a bank deposit product or account. May lose value. This communication is not an offer to sell nor a solicitation of an offer to buy securities. See Offering Statement and related SEC Filing Documents

Topics: Growing Your Savings

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